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Car Buying and Auto Financing 101Whatever vehicle a car shopper decides to purchase, auto financing should be approved prior to final sale. Try to avoid signing off on any bill of sale that reads "financing pending." Although most car dealer financing can be done from the lot, a financial institution, online shopping or even a local bank will offer a better rate than the car dealership. In the long rung the savings of the interest rate will render the best long term savings.
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