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Not every lender offers lease end buyout loans, and the lenders who do offer these types of loans generally charge a higher interest rate than they do for regular used car loans. You should spend some time finding the best interest rate when you decide to do a lease buyout, because you do not want to leave yourself at the mercy of the dealership when it comes to financing the new loan. Research interest rates for a lease buyout just like you would for any other car loan. Check with the lenders you already deal with and see what their interest rates are. Use an interest rate comparison website like Bankrate.com to see what interest rates other lenders are offering. Be sure that the rates you are researching are for lease buyouts, and not for regular used car loans. You can apply for a lease buyout loan and be pre-approved before you head to the dealership to negotiate the terms of the buyout. With any luck you can talk the dealer down in price and wind up not using the entire amount of the loan.