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Even if you have perfect credit, your used car loan rate is still going to be higher than the rate you'd pay for a new car loan. Used cars are considered a riskier investment on the part of banks and credit unions. In the eyes of a lender, a used car is partially used up (depreciated).
Lenders like to know that an investment is backed by a reliable asset. Used cars, even the most reliable, have less useful life left in them than a new car and therefore are considered a riskier investment. Banks vary in how much of a premium they tack on to their used car rates.
*It's a good idea to compare rates at several local lenders before choosing one.