Question:
Can I get a better interest rate through the dealership or through another lender?
Tarifas para los préstamos de coche
Antes de caminar sobre el lote de autos para comprar un coche, debe ya tienen la financiación garantizada de otro prestamista para la compra. Al llegar a un concesionario con un préstamo ya existente hace que el proceso de comprar un coche mucho más fácil y más rápido porque puede pasar todo el proceso de solicitud de financiación a través de la concesionaria. Usted también tiene el mismo poder de compra que alguien paga con dinero en efectivo tiene. Por ejemplo, si usted tiene un préstamo pre-aprobado por la cantidad de 17.000 dólares, pero el coche que desea un costo de $ 18,500, el distribuidor puede simplemente cortar la extra de $ 1.500 a partir del precio ya que tienes el cheque listo para funcionar. La verdadera belleza de este escenario es que incluso si usted tiene una buena tasa de interés de un prestamista, el concesionario puede ser capaz de derrotar a la tasa y conseguir que un préstamo, incluso mejor. Si bien es cierto que usted tendrá que sentarse a través de todo el proceso de solicitar el préstamo en el concesionario, si es que se puede obtener una tasa de interés mucho mejor, entonces vale la pena. Usted sólo tendrá que cancelar el préstamo de otros e ir con el préstamo ofrecido por el concesionario.
Préstamos Para Automóviles Frequently Asked Questions
Is leasing right for my budget?
Do I have to lease from a car dealer?
Should I take a loan or lease?
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Is there a penalty if I terminate my lease early?
Where can I find basic information on auto leasing?
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Should I finance through the dealer or the bank?
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Where can I get advice on car shopping?
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What's the best benchmark for comparing loan products?
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Should I take the dealer financing?
Where can I find out what used car loan rates are?
How long should I finance my used car for?
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Do car dealerships ever give military discounts?
What dealerships should I stay away from when purchasing a car?
How can I get ready to purchase a car?
Should I get an auto loan from a local military lender?
Where can I find a car to buy?
What do I do if I feel as though I was ripped off by the car dealer?
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How do I refinance an auto loan with bad credit?
What should I look out for when refinancing my vehicle?
Can I cash out the equity on my car?
When should I refinance my car loan?
Can I get a better interest rate through the dealership or through another lender?
Do dealerships have a say in the interest rates offered to customers?
What affect do credit scores have on interest rates?
How can I get the incredibly low interest rates offered by the car manufacturer?
What else should I pay attention to other than the interest rate on a car loan?
What tricks do some car dealers use to make more money?
Are online auto loan calculators reliable?
How can I find out the average car loan interest rate?
What do I need to do to make my final car loan payment?
What should I do to prepare to trade-in my current car?
What other types of car finance calculators are available?
Can I get financing for an auto loan with bad credit?
How can I get a lower interest rate on a car loan with bad credit?
Can I get an auto loan after bankruptcy?
How can I get a car loan with no credit?
Where can I find bad credit auto loans?
Should I take the first auto loan I am approved for if I have poor credit?
What types of extra fees do I need to avoid when obtaining bad credit auto financing?
Should I use an equity line of credit to purchase a car if I have bad credit?
What can I do to improve my chances of getting an auto loan?
Is applying online for a car loan safe?
Do lenders offer special low interest rates to online applicants?
Do most lenders do business the same way?
Why should I apply for auto financing online?
What questions should I ask when applying for online auto loans?
Should I take a rebate or a low interest rate?
Should I make a down payment when I purchase a new car?
Should I get a new car loan through the dealership?
What other expenses can I expect when purchasing a new car?
Should I have a used car inspected by a mechanic before I buy it?
Should I buy a certified pre-owned car?
Where can I find a used car and used car financing?
Do I need to negotiate to get the best price on a used car?
Why are interest rates for motorcycle loans so high?
What other costs are associated with buying a motorcycle?
Can a person with bad credit get motorcycle financing?
Does Honda provide financing for motorcycles?
How can companies offer guaranteed motorcycle financing to people with bad credit?
How can I find the best interest rate for motorcycle loans?
What do I need to know about lease buyouts?
Should I negotiate the lease buyout amount?
What is a third-party lease buyout?
Is a lease buyout a good idea?
When do lease buyouts not make sense?
How do I find the best interest rate for a lease buyout loan?
What is an early lease buyout?
Is terminating a lease early costly?
| Guru Spotlight |
| Kristle Jones |
